Frequently Asked Questions
Everything you need to know about visiting a Primo Personal Loans branch. Can’t find your answer? Stop by your nearest location or give us a call at (888) 960-7082.
How do I apply for a personal loan?
Applying is simple and done entirely in person at our branches. Stop by your nearest Primo Personal Loans location with your ID, proof of income, an active checking account, and proof of residency. Our friendly team will walk you through a short application in person, review your details on the spot, and give you a fast approval decision before you leave. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
What do I need to apply? What should I bring to the branch?
To keep your visit quick and efficient, please bring the following items: a valid government-issued ID (driver’s license, state ID, or passport), proof of income (a recent pay stub, bank statement, or benefits letter), an active checking account for fund deposit, and proof of residency (a utility bill or lease agreement showing your current address). Having these ready will help our team process your application quickly. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
Where can I find a Primo Personal Loans branch near me?
Use our Branch Locator to find the nearest Primo Personal Loans location. We have branches in cities across multiple states, each ready to help you with a personal loan in person. Each listing on our locations page shows the address, phone number, and hours for that branch. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
How long does approval take?
Most applications are reviewed and decided on the spot during your visit. Our team will go over your details with you, answer any questions, and give you a fast approval decision before you walk out — no waiting days for emails or callbacks. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
What are your branch hours?
Our branches are open Monday through Friday 10am to 6pm, Saturday 10am to 4pm, and closed on Sunday. Individual branch hours may vary by location, so we recommend checking the listing for your specific branch on our locations page. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
Do you offer same-day funding?
Yes — once approved at the branch, funds are typically deposited into your checking account within a few hours and often the same business day. Exact timing depends on your bank and the time of day you apply. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
Can I get a loan with bad credit?
Yes. Less-than-perfect credit does not automatically disqualify you. We are a direct lender and we look at the full picture of your situation, not just a credit score. Bring your information to a branch and our team will see what personal loan options fit your situation. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
What types of personal loans do you offer?
We offer personal installment loans for a wide range of needs — emergency expenses, car repairs, medical bills, home improvements, debt consolidation, and more. Loan amounts, terms, and APR vary by state and your individual qualifications. Our branch team will go over the available options with you and help you choose the right loan for your situation. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
Is Primo Personal Loans a direct lender?
Yes. Primo Personal Loans is a direct lender — we are not a broker or referral network. When you come to our branch, you are dealing directly with us. We review your application, make the approval decision, and fund your loan. There are no middlemen involved. Visit your nearest Primo Personal Loans branch or call us at (888) 960-7082.
